Mortgage Rates and Lender Profiles

Rates available OAC and subject to change without notice.

6 Month 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 10 Year

Name	Fixed	Var.
ResMor Trust	- -	- -
ING Direct	- -	- -
Bridgewater Bank	- -	- -
National Bank of Canada	- -	- -
FirstLine (CIBC)	- -	- -
Street Capital	- -	- -
Macquarie Financial	- -	- -

Name	Fixed	Var.
Desjardins Credit Union	3.75%	- -
Laurentian Bank	3.95%	- -
First National	4.45%	- -
Concentra Financial	4.55%	- -
MCAP	4.65%	- -
Scotiabank	4.95%	- -

Name	Fixed	Var.
FirstLine (CIBC)	- -	- -
Scotiabank	2.54%	- -
National Bank of Canada	2.58%	- -
First National	2.60%	- -
Street Capital	2.60%	2.35%
MCAP	2.75%	- -
ING Direct	2.80%	- -

Name	Fixed	Var.
Concentra Financial	2.80%	- -
Desjardins Credit Union	2.85%	- -
Macquarie Financial	2.99%	- -
Laurentian Bank	3.30%	- -
ResMor Trust	3.64%	- -
Bridgewater Bank	5.99%	- -

Name	Fixed	Var.
ResMor Trust	- -	- -
Macquarie Financial	- -	- -
Street Capital	2.99%	- -
Desjardins Credit Union	3.05%	- -
Concentra Financial	3.09%	- -
National Bank of Canada	3.10%	- -
MCAP	3.20%	- -

Name	Fixed	Var.
First National	3.25%	- -
FirstLine (CIBC)	3.30%	- -
Laurentian Bank	3.44%	- -
ING Direct	3.45%	- -
Scotiabank	3.50%	- -
Bridgewater Bank	5.75%	- -

Name	Fixed	Var.
Street Capital	3.34%*	2.05%
National Bank of Canada	3.37%	- -
Macquarie Financial	3.49%	- -
Desjardins Credit Union	3.49%	- -
Concentra Financial	3.59%	- -
Bridgewater Bank	3.59%	- -
Laurentian Bank	3.60%	2.10%

Name	Fixed	Var.
FirstLine (CIBC)	3.65%	- -
First National	3.70%	- -
ResMor Trust	3.75%	- -
ING Direct	3.79%	- -
Scotiabank	3.79%	- -
MCAP	3.79%	- -

Name	Fixed	Var.
Bridgewater Bank	- -	- -
Macquarie Financial	- -	- -
ResMor Trust	- -	2.4%
Street Capital	3.49%*	- -
Desjardins Credit Union	3.69%	- -
National Bank of Canada	3.77%	- -
Concentra Financial	3.89%	- -

Name	Fixed	Var.
First National	3.89%	- -
Laurentian Bank	3.89%	- -
ING Direct	3.99%	- -
FirstLine (CIBC)	3.99%	- -
Scotiabank	4.19%	- -
MCAP	4.29%	- -

Name	Fixed	Var.
Street Capital	3.69%*	2.15%
MCAP	3.74%*	2.10%
Desjardins Credit Union	3.74%*	2.15%
First National	3.79%	2.10%
ING Direct	3.79%	2.10%
National Bank of Canada	3.87%	2.25%
Macquarie Financial	3.89%	2.25%

Name	Fixed	Var.
Laurentian Bank	3.89%*	2.10%
Concentra Financial	3.94%	2.75%
Bridgewater Bank	3.99%	- -
FirstLine (CIBC)	4.09%	2.25%
ResMor Trust	4.09%	2.35%
Scotiabank	4.24%	2.15%

Name	Fixed	Var.
Scotiabank	- -	- -
Concentra Financial	- -	- -
ING Direct	- -	- -
Bridgewater Bank	- -	- -
Desjardins Credit Union	- -	- -
ResMor Trust	- -	- -
FirstLine (CIBC)	- -	- -

Name	Fixed	Var.
Street Capital	- -	- -
Macquarie Financial	- -	- -
Laurentian Bank	- -	- -
MCAP	- -	- -
National Bank of Canada	4.39%	- -
First National	4.65%	- -

Name	Fixed	Var.
ResMor Trust	- -	- -
Bridgewater Bank	- -	- -
Desjardins Credit Union	- -	- -
Concentra Financial	- -	- -
Street Capital	- -	- -
Macquarie Financial	- -	- -
National Bank of Canada	4.79%	- -

Name	Fixed	Var.
Laurentian Bank	4.79%	- -
First National	4.85%	- -
FirstLine (CIBC)	4.85%	- -
ING Direct	5.20%	- -
MCAP	5.20%	- -
Scotiabank	5.50%	- -

Name	Fixed	Var.
ResMor Trust	- -	- -
Bridgewater Bank	- -	- -
Desjardins Credit Union	- -	- -
Concentra Financial	- -	- -
Street Capital	- -	- -
Macquarie Financial	- -	- -
First National	5.19%	- -

Name	Fixed	Var.
FirstLine (CIBC)	5.19%	- -
Laurentian Bank	5.20%	- -
National Bank of Canada	5.29%	- -
ING Direct	5.50%	- -
MCAP	5.50%	- -
Scotiabank	6.10%	- -

Our lender network includes some of the following organizations:

Bridgewater Bank

Bridgewater Bank is a wholly owned subsidiary of the Alberta Motor Association (AMA), the largest membership service organization in Alberta. In business since 1997, Bridgewater Bank has developed a reputation...view more

Concentra Financial

Concentra Financial is a credit union company and an integral part of the Canadian co-operative financ ial system. Through leadership and partnership, Concentra seeks to advance the credit union system. P...view more

Desjardins Credit Union

***Desjardins lends in Ontario Only*** Desjardins Group is the largest cooperative financial group in Canada, with overall assets of $160 billion. It comprises a network of financial service cooperatives – ca...view more

First National

First National is the largest non-bank provider of single family residential mortgages in Canada, offering clients a suite of flexible and innovative mortgage solutions to suit any lifestyle. With competitive mortga...view more

FirstLine (CIBC)

In 1995, CIBC bought FirstLine Trust, the company that initiated the mortgage-backed securities business in Canada, and transformed it into FirstLine Mortgages, a division of CIBC Mortgages Inc. CIBC is a lead...view more

ING Direct

&g ING DIRECT is Canada's leading direct bank with over 1.6 million Clients and more than $27 billion in total assets. ING DIRECT gives the power of saving to all Canadians by offering high-value, simple ...view more

Laurentian Bank

Laurentian Bank of Canada is a Quebec banking institution operating across Canada, dedicated to meeting the financial needs of its clients through the excellence of its service, its simplicity and its proximity.&...view more

Macquarie Financial

Macquarie Financial Ltd. is a Canadian mortgage lender and wholly owned subsidiary of the Macquarie Group. Headquartered in Australia, the Macquarie Group ("Macquarie") is a diversified international provider of fin...view more

MCAP

MCAP is a leading Canadian independent mortgage company, with over $20 Billion in mortgages under administration. Since 1981, MCAP has helped over 200,000 Canadians realize their dreams of home ownership. ...view more

National Bank of Canada

& National Bank Financial Group is the 6th largest bank in Canada and the leading bank in Quebec. It has branches in almost every province in Canada as well as numerous representative offices, subsidiarie...view more

ResMor Trust

ResMor Trust Company is a federally regulated trust company focused on providing residential mortgages, mortgage servicing and deposit products through independent brokers. ResMOR Trust is a member of the GMAC...view more

Scotiabank

Scotiabank is one of North America's premier financial institutions and Canada's most international bank. Through their team of 69,000 employees, Scotiabank and its affiliates offer a broad range of products an...view more

Street Capital

Street Capital Financial Corporation is a Canadian wholesale lending company. As a wholesale lender, Street Capital doesn’t have an expensive branch network and as such can pass those savings to the consumer. ...view more